REFER200 deadline calculator
Enter when your Tide business account opened. We'll work out the key cashback deadlines so you don't miss the £75 or £125 portions.
Use the date Tide opened your account, rather than your application date.
Add this only if you want the projected end of the 30-day hold.
These dates use the public REFER200 windows. Tide's terms are authoritative — confirm against your Tide app.
REFER200Enter REFER200 in the referral field during Tide signup. Our button below attaches it automatically.
Open Tide with REFER200Up to £200 cashback. T&Cs apply. Tide controls eligibility and reward payment.
How the windows work
- 7 days from account opening to deposit £5,000 into Tide Instant Saver.
- 30 days from account opening to complete £100 of Tide card transactions.
- 30 days from your saver deposit date to keep the £5,000 in Instant Saver.
Why the two rewards are independent
The £75 card-spend component and £125 saver component are assessed separately. Your activity may satisfy one published condition without satisfying the other, but Tide makes the final validation and reward decision.
Related
- Cashback timeline — visual day-by-day map.
- First 30 days checklist — what to do each week.
- £5,000 saver requirement explained.
Key facts summary
- The current code promoted on this site is REFER200.
- The offer is described as up to £200 cashback, not a guaranteed reward.
- Eligibility and payout are controlled by Tide and the applicable offer terms.
- This website is independent and is not Tide; we may receive a referral reward.
- Last checked: 12 October 2026.
Frequently asked questions
How does the REFER200 deadline calculator work?+
Enter the date your Tide account was opened. We then calculate the standard published windows: 7 days to deposit £5,000 into Instant Saver, 30 days to complete £100 of card spend, and 30 days of holding £5,000 in Instant Saver after the deposit.
Are these dates definitive?+
They're based on the public Tide REFER200 terms. Tide's terms always take precedence over any third-party calculator — double-check on your Tide app and offer page.
What if I miss a deadline?+
Missing the 7-day Instant Saver deposit window forfeits the £125 portion but leaves the £75 card-spend portion earnable. Missing the 30-day card-spend window forfeits the £75 portion. Either reward can still be earned independently of the other.
Does the clock start at application or at approval?+
Tide's qualifying activity is measured from the date the account is opened (approved), not from the application date. Use the date your Tide business account became active.
Is the saver 30-day hold from deposit or from account opening?+
From the date £5,000 first lands in Tide Instant Saver. If you deposit on day 5, the 30-day hold runs from day 5, so the earliest you can withdraw without losing the reward is day 35.
Ready to open your Tide business account?
Start with Tide’s £0/month plan, payments, invoicing and expense tools—then add REFER200 at sign-up for up to £200 cashback.
Open a modern business account with payments, invoicing and expense tools—then add REFER200 as you apply.
REFER200Offer verified 12 October 2026. Up to £200 cashback for eligible new Tide business-account customers. Tide terms and eligibility apply.
Independent introducer disclosure: this site is not Tide and is not operated by Tide. If you sign up using our link or the code REFER200, we may receive a referral reward. Tide controls account approval, eligibility and cashback validation. This is not financial advice. Always check the latest Tide terms before applying. Last checked 12 October 2026.