REFER200 changelog
A reverse-chronological log of every change to the Tide referral programme and every monthly re-verification we run. Current code: REFER200. Last checked: 12 October 2026.
Adam Short is the Editor of Business Account Referral, an independent UK guide to business current accounts, referral offers and account-opening incentives. He reviews provider pricing, product features, eligibility rules and promotion mechanics using official provider material, hands-on journey checks and structured comparison criteria.
Reviewed 12 October 2026 · About the team · How we review
How we maintain this log
We re-verify REFER200 every month against the live Tide flow and the partner referral URL we host on this site. Each verification updates offer.lastVerifiedAt in our single source of truth and adds an entry below. When mechanics change, we add a dated entry, update the relevant pages (notably offer history and does REFER200 still work) and refresh the value across the site.
- REFER200 · £200
REFER200 re-verified — still live
Monthly verification check completed. REFER200 continues to pay up to £200 cashback (£75 card-spend + £125 Instant Saver). offer.lastVerifiedAt refreshed.
- REFER200 · £200
REFER200 re-verified
No change to mechanics. Card-spend window remains 30 days from account opening; Instant Saver window remains 7 days to deposit £5,000 + 30 days hold.
- REFER200 · £200
REFER200 re-verified
Tide T&Cs unchanged. Payout timings observed at 7–14 days post-qualification across new sign-ups we tracked.
- REFER200 · £200
REFER175 → REFER200
Tide increased the card-spend portion from £50 to £75, taking the headline value from £175 to £200. REFER175 stopped paying and was replaced by REFER200.
- REFER175 · £175
REFER100 → REFER175
Tide introduced the split structure (card spend + Instant Saver). REFER100 retired; REFER175 launched at £50 + £125.
- REFER100 · £100
REFER75 / REFER100 era
Flat cashback structure: a single qualifying activity unlocked the full reward. Replaced when Tide added Instant Saver to the referral funnel.
Key facts summary
- The current code promoted on this site is REFER200.
- The offer is described as up to £200 cashback, not a guaranteed reward.
- Eligibility and payout are controlled by Tide and the applicable offer terms.
- This website is independent and is not Tide; we may receive a referral reward.
- Last checked: 12 October 2026.
Open Tide with REFER200
Start with Tide’s £0/month plan, payments, invoicing and expense tools—then add REFER200 at sign-up for up to £200 cashback.
Open a modern business account with payments, invoicing and expense tools—then add REFER200 as you apply.
REFER200Offer verified 12 October 2026. Up to £200 cashback for eligible new Tide business-account customers. Tide terms and eligibility apply.
Independent introducer disclosure: this site is not Tide and is not operated by Tide. If you sign up using our link or the code REFER200, we may receive a referral reward. Tide controls account approval, eligibility and cashback validation. This is not financial advice. Always check the latest Tide terms before applying. Last checked 12 October 2026.